Car accidents happen on American roads and highways every day.
They can range from minor fender benders to crashes with severe injury or even death.
When you are involved in an accident due to someone else’s negligent driving, you have the right to seek compensation for your injuries.
At Parnall Law, our team of experienced Rio Rancho car accident attorneys and supporting staff is here to help crash victims.
We have years of experience filing accident claims for New Mexicans and dealing with insurance companies.
Recovering after an auto accident can seem daunting, but a Rio Rancho accident attorney can help you every step of the way.
Car Accident Statistics
According to the National Highway Traffic Safety Administration (NHTSA), there are around 6 million auto accidents in America every year: 27% of these crashes result in non-fatal injuries, and 72% result in property damage.
The likelihood that a driver will be in a collision at some point in their lives is reasonably high, so knowing what to do after a crash can be a big help in your recovery.
So in the days and weeks after the accident, it is essential to seek Rio Rancho car accident lawyers’ advice.
Common Causes of Auto Accident
What causes auto accidents? Thanks to the CDC, NHTSA, state-level departments of transportation, and other government entities, we have enough data to break down why crashes keep happening.
Many different actions can cause a driver to take their attention off the road. Scientists usually break down these distractions into three categories:
- Visual—anything that takes the driver’s eyes off the road such as reading a text message or rubbernecking;
- Cognitive—things that take the driver’s mind off the complicated task of driving include; auditory stimuli like loud music, a conversation with another passenger, or talking on a cell phone; and
- Motor—anything that takes the driver’s hands off the wheel at inappropriate times, like reaching for a cell phone, texting, eating, drinking, or anything else that interferes with your ability to steer the car safely.
If you have suffered an injury due to distracted driving, our Rio Rancho car accident attorneys can help.
Driving While Drowsy
We could all use a little more sleep.
Sadly, this is a leading cause of accidents in America and New Mexico.
Being sleepy affects a driver’s ability to pay full attention to the task at hand, making them more dangerous on the road.
According to the CDC, driving drowsy is just as dangerous as driving drunk.
Other Common Causes
In addition to distracted driving and drowsy driving, other causes of auto accidents include:
- Drug and alcohol impairment
- Speeding and reckless driving
- Poor vehicle maintenance
- Defective vehicle parts
- Commercial trucks
If you are in an accident and one of these factors (or something else) points to another person being at fault, it’s a good idea to call a Rio Rancho accident attorney.
What If the Other Driver Doesn’t Have Insurance?
It is the law for all New Mexican drivers to have car insurance, but not everyone obeys the law.
If an uninsured driver causes your accident, your only choice may be to file a claim under your insurance.
That is, of course, if you have uninsured motorist coverage. State law requires minimum liability coverage, but uninsured motorist coverage is optional in New Mexico.
If the at-fault driver has no liability coverage, the injured party can file a negligence lawsuit.
However, in most cases, uninsured drivers don’t have anywhere near the assets it would take to make you whole again.
Do I Need an Attorney After My Car Accident?
Not every auto accident requires a Rio Rancho car accident attorney, but there are a few situations where you should strongly consider it.
As mentioned above, there are some situations where you may be filing an uninsured motorist claim with your insurance company.
This puts you and your insurance company at odds over how much of a settlement you deserve.
In this case, it is so important for you to consult with a personal injury attorney to protect your rights and make sure you are fairly compensated for the damages you deserve.
There are also several other circumstances where an attorney may be necessary.
There may be disagreement on who caused the accident, by what percentage each party was at fault, or the at-fault driver’s insurance company may try to get by with a low-ball offer that doesn’t cover your losses.
In these types of cases, a Rio Rancho car accident lawyer can explain your rights and be your advocate throughout the process.
The Parnall Law Promise
At Parnall Law, we are proud to serve New Mexicans injured in auto accidents in the Rio Rancho, Albuquerque, and Santa Fe areas. We promise to treat our clients with the utmost respect and provide compassionate and dedicated representation throughout the legal process.
Getting into an auto accident is scary, and dealing with the aftermath can be just as stressful.
If you are wondering how you will pay your medical bills, fix your car, or even make ends meet while you are out of commission, we can help.
Our experienced legal team will push for every bit of compensation you deserve but let you make the ultimate final decision about your case.
We offer a free, no-hassle consultation to assess your claim and will always keep your information confidential.
Contact us to set up an appointment today.