Many New Mexico motorists get behind the wheel with minimal or no insurance coverage. If an uninsured or underinsured driver strikes another vehicle, a victim is often left to deal with his or her own insurance company to obtain the appropriate level of compensation for any injuries. The car crash lawyers at Parnall Law Firm are prepared to help you protect your rights if you were hurt in a collision near Albuquerque. We can help you seek compensation from your own insurance company if you have been struck by a motorist with little or no insurance.
New Mexico motorists must carry a minimum amount of insurance coverage for bodily injury and property damage in an accident. These minimum amounts are:
Many serious car crash victims, however, incur costs that exceed these minimums, and some drivers have no insurance at all. According to 2012 data from the Insurance Research Council, New Mexico ranks fourth among states with the highest percentage of uninsured motorists.
To protect people from injuries and damages by uninsured or underinsured drivers, the state requires that insurance companies give people the option of obtaining uninsured/underinsured motorist coverage. This coverage would cover the cost of any injuries or property damage that result from an accident with this type of driver. Motorists can waive the coverage, but they can only do so in writing. This means that someone may have uninsured/underinsured motorist coverage, but they may not necessarily be aware of it.
You can initiate a personal injury claim against the motorist who struck you and possibly obtain compensation for your harm if the defendant has sufficient assets. If the driver does not have enough resources to cover your injuries, your uninsured/underinsured motorist coverage may cover the cost of any physical injuries or property damage related to the accident. Your first task, however, is to establish the defendant’s liability.
A motorist may be held liable for injuries that result in an accident if he or she failed to use reasonable care and caused harm as a result. New Mexico residents are required to drive with care to avoid posing foreseeable hazards to other motorists and pedestrians. A person breaches this duty when his or her actions put others at risk of injury, such as by failing to yield or driving while distracted. If the motorist’s conduct causes the victim’s harm, the defendant can potentially be held liable for any damages that resulted.
We’ll fight for the compensation you deserve
If the motorist is uninsured, underinsured, or lacks sufficient assets to cover the cost of your injuries, however, you can seek compensation through your uninsured/underinsured motorist coverage. Our attorneys can take on the challenge of pursuing reimbursement from your insurance provider.
Car accident victims often have significant physical injuries as well as damage to property. You may obtain compensation for losses you incurred in a collision. Your recoverable damages could include past and future medical bills, lost earnings, permanent injury, pain and suffering, property damage, and more. New Mexico requires that you file a claim within three years from the date the accident occurs. If you do not file in time, you may forfeit your right to compensation.
Bertrand Russell Parnall is an Albuquerque native, salutatorian of the Class of 1988 at Albuquerque High School, and co-captain of the district football champion Bulldogs. He earned his undergraduate degree from Rice University with a double major in history and French, and his law degree from the University of New Mexico School of Law after coming home to Albuquerque.
Years of Experience: 27+ years
Justia Profile: Bert Parnall
The experienced auto accident attorneys at Parnall Law Firm are prepared to help you seek compensation for your harm. If you were involved in a crash with an uninsured or under-insured motorist, our Albuquerque lawyers can provide the knowledgeable, steadfast representation you need to assert the right to damages. We can review your insurance policy and discuss your possible avenues of compensation, including uninsured/under-insured motorist coverage. Schedule an initial consultation at no cost through our online form.
Client Reviews
January 2025 
I had never had to file a lawsuit in my life. I was afraid to even start the process. Una Campbell and staff like Maura were always so nice and always explained to me what was next. They checked up on me even if there was no movement in the case at the time. Even during a family emergency Una made sure she figured out how to show up to a meeting. I appreciated that but I would have understood. This made me see the hard work and the dedication she always put into all her cases. Thank you so much for everything. I wish you the Merriest of Christmases and many Happy New years!
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2155 Louisiana Blvd NE, #8000
Albuquerque, NM 87110
Phone: (505) 268-6500
Fax: (505) 268-8708
This page has been written, edited, and reviewed by a team of legal writers following our comprehensive editorial guidelines. This page was approved by Founding Partner, Bertrand Russell Parnall who has more than 20 years of legal experience as a personal injury attorney.
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Parnall Law Firm, LLC
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2155 Louisiana Blvd NE #8000
Albuquerque, NM 87110
Parnall Law Firm, LLC
Hurt? Call Bert ®
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Santa Fe, NM 87505
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